When Is Healthcare Open Enrollment

When is Healthcare Open Enrollment?

Healthcare open enrollment is the period of time each year when you can sign up for or change your health insurance plan through the Health Insurance Marketplace.

Open Enrollment Dates

The open enrollment period for 2023 health insurance plans runs from November 1, 2022 to January 15, 2023.

Exceptions

There are a few exceptions to the open enrollment period. You may be able to sign up for or change your health insurance plan outside of open enrollment if you experience a qualifying life event, such as:

  • Loss of health insurance
  • Change in income
  • Change in family size
  • Moving to a new state

Eligibility

To be eligible for health insurance through the Health Insurance Marketplace, you must be a U.S. citizen or legal resident and not incarcerated.

How to Apply

You can apply for health insurance through the Health Insurance Marketplace online, by phone, or in person. To apply online, visit the HealthCare.gov website. To apply by phone, call 1-800-318-2596. To apply in person, visit your local Health Insurance Marketplace Navigator.

What to Expect During Open Enrollment

During open enrollment, you can:

  • Compare health insurance plans
  • Choose a plan that meets your needs and budget
  • Enroll in a plan

It is important to compare health insurance plans carefully before you enroll. Consider factors such as the monthly premium, deductible, copayments, and coinsurance.

Get Help

If you need help applying for health insurance, you can contact a Health Insurance Marketplace Navigator. Navigators are trained to help you understand your options and enroll in a plan.

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