Can I Get A Chase Credit Card With No Credit

Can I Get a Chase Credit Card with No Credit?

Getting a credit card with no credit can be challenging, but it’s not impossible. Chase offers a few credit cards that are designed for people with limited or no credit history. These cards typically have higher interest rates and lower credit limits than cards for people with good credit, but they can be a good way to build credit and establish a relationship with Chase.

Which Chase Credit Cards Can I Get with No Credit?

  • Chase Freedom Student Credit Card: This card is designed for college students and offers a 5% cash back bonus on purchases made at Amazon.com, grocery stores, and gas stations.
  • Chase Journey Student Credit Card: This card is also designed for college students and offers a 5% cash back bonus on purchases made at restaurants and coffee shops.
  • Chase Secured Credit Card: This card requires a security deposit, which is typically equal to the credit limit. The security deposit is held by Chase and is used to secure the card in case you default on your payments.

How to Apply for a Chase Credit Card with No Credit

To apply for a Chase credit card with no credit, you will need to provide the following information:

  • Your name
  • Your address
  • Your Social Security number
  • Your date of birth
  • Your income
  • Your employment information

You can apply for a Chase credit card online, by phone, or in person at a Chase branch. You will typically receive a decision within a few days.

What to Do If You’re Denied for a Chase Credit Card

If you’re denied for a Chase credit card, there are a few things you can do:

  • Check your credit report. Make sure there are no errors on your credit report that could be affecting your credit score.
  • Build your credit. You can build your credit by making on-time payments on your bills, keeping your credit utilization low, and avoiding taking on too much debt.
  • Apply for a secured credit card. A secured credit card requires a security deposit, but it can be a good way to build credit if you have no credit history.
  • Become an authorized user. If you have a friend or family member with good credit, you can ask them to add you as an authorized user on their credit card. This will allow you to build credit without having to take on any debt.

Conclusion

Getting a credit card with no credit can be challenging, but it’s not impossible. Chase offers a few credit cards that are designed for people with limited or no credit history. If you’re denied for a Chase credit card, there are a few things you can do to build your credit and improve your chances of being approved in the future.

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